Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • Protecting Your Financial Legacy

    Robert Wheeler January 15, 2025

    There are a variety of ways life or long-term care insurance can help you prepare for life’s worst-case scenarios and help you preserve your financial legacy.

  • Should you Consider a Spousal Lifetime Access Trust?

    Laura Medigovich January 15, 2025

    Couples may consider using of a Spousal Lifetime Access Trust (SLAT) in order to leverage the current gift tax landscape through tax-efficient estate planning.

  • How to Reduce Taxes on Employer Stock in a 401(k) Plan

    Jay Guyer January 15, 2025

    If you participate in a 401(k), or other qualified retirement plan that lets you invest in your employer’s stock, consider the tax deferral opportunities of net unrealized appreciation.

  • Consider a Backdoor Roth if You Earn Too Much to Contribute to a Roth IRA

    Jack Cintorino January 15, 2025

    While the tax advantages of a Roth IRA can be very enticing, it has income limits that may exclude you from being eligible to contribute to this type of retirement savings account. But have you considered a Backdoor Roth?

  • Making a Charitable Gift? Consider a QCD

    Jack Cintorino January 9, 2025

    If you are planning to make a charitable gift, it’s important to ensure you distribute the funds in a manner that is tax-efficient and aligns with your needs and goals. Explore whether a Qualified Charitable Distribution (QCD) could be a fit for your charitable donation.

  • Understanding State Inheritance Taxes

    Jay Guyer January 8, 2025

    If you inherit money or property upon the death of a loved one, you may be expected to pay inheritance tax on your new assets. Find out which states have an inheritance tax and if you must pay.

  • 7 Strategies for Concentrated Stock Positions

    Shurdonna Joseph December 11, 2024

    Highly concentrated stock positions should be protected and diversified according to your circumstances and complete financial picture. Here are some strategies that can help.

  • Why Use Life Insurance in Estate Planning

    December 6, 2024

    Life insurance can be a way to help loved ones pay for estate taxes, as well as to provide estate liquidity.

  • Prevent Phishing Attacks

    December 6, 2024

    Phishing scams are growing more sophisticated. Here is a checklist of things to do to recognize and avoid these scams so you can protect both your identity and your assets.

  • Prevent Identity Theft

    December 6, 2024

    Identity theft is when someone steals your personal information to commit fraud. Here is a checklist of some steps you can take to help from becoming a victim.


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